ok so I'm desperately trying to sort out my finances and have been toying with the old 0% balance transfer things defo for a credit card debt, maybe for overdraft too (don't know if this can be done).

are these offers actually a con?

I found this site that compares the offers available
http://www.moneysupermarket.com/cards/cardsresults.asp

I'm making payments each month above the minimum but I'm still being raped by interest and feel like I'm not getting anywhere...

has anyone transferred their balances successfully?!!