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i know nothing about banks - help!

fishplums [Edit] [Delete] 18:21, 9 October '06

so, i went to take a measly eight pounds out of my bank account today so i could post a few things and buy a few things etc.
the woman says "oh, it's flashing up on the screen that you can have a credit card".
i go into a room with a man, and between them they explain to me that i can purchase whatever i want up to a limit of £1000 and as long as i pay off 2% of the overall balance or £5 (whichever is the highest amount) every month, i'll be okay and it'll look good on my credit rating.
is that right? or are there hidden pitfalls they're not telling me about?
the guy looked shifty. i don't know if i trust him.


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